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Sandy Kleinhenz


New croptilt reverse


Sandy Kleinhenz has been a mortgage specialist for 15+ years.



I’m 100% hands-on throughout the entire underwriting process until closing.  I’m extremely thorough with getting you Pre-Approved and handle everything with your loan from start to close, keeping you updated at all times. This enables me to close quickly and typically beat bank rates!!  If needed, I make sure your credit is corrected at the bureau level before we close!  When I give a closing date, it’s assured!!  We use Prime Lenders which enables me to fit your specific mortgage needs.

Check out my Mortgage 101 blog to empower your understanding of the mortgage process:         

We are licensed in KY and IN and approved with many top lenders with specific loan types:

  1. 97% conforming, Reduced or NO MI, and/or 3% down which can be 100% gifted with 660+ score
  2. Jumbo 90% LTV 80/10 or 85% LTV- 1 loan
  3. FHA/VA down to 580 *(all government loans)
  4. Refinance with flexible terms (same as your current terms)
  5. Reverse Mortgage Loans

“SELECT SANDY” for a Smooth and Successful Closing!!

                                                 502.931.0298  Cell                                                 502.410.0477 Fax


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* These materials are not from HUD or FHA and were not approved by HUD or a government agency.