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Mortgage 101

    Important Facts to know when buying a home!   “Get The Money First” and make sure you are prepared when buying a home.  You need: Minimum of 2 year work history and currently employed,  unless you just graduated from college. Have a good 12 month...

Dispute Credit Online

To dispute credit on line:  1.  Equifax (Beacon)- Call 877-784-2528 M-F, 9-5pm or Click on link:  https://www.ai.equifax.com/CreditInvestigation  Click on “Get Started”.  Fill in only lines marked with asterisk*/ click “continue”.  Fill out questions/ click...

Bankruptcy and Foreclosure Lending Guidelines

BK 7= Conventional Discharged- 4 years/ FHA- 2 years BK 13= Conventional; Dismissed- 2 yrs/ Discharged- 4 yrs FHA Discharged- 1 yr (if dismissed, the remaining debt is still owed) *Foreclosure/Short Sale= Conventional Discharged- 7 years                              ...