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How much Homeowner's Insurance should you have?

How much Homeowner’s Insurance should you have?

Be sure to shop around for best annual premium for your Homeowner’s Insurance.  The dwelling coverage should be equal to the full replacement cost of your home:

Be sure to ask if Earthquake Insurance is worth getting in your area.  My insurance company told me most of the time it is NOT in the Kentucky area because the deductible is so high that it wouldn’t cover any minor damage we would incur.