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house for saleI was just reading some great articles on buying a house, and came across one that gives some great tips.

I run across home buyers every day, so I’m always on the lookout for good advise I can pass on. This particular article hits on all cylinders in that area.

With tips such as cleaning up your credit, and using a professional to help you buy, I think it’s a great read:

Tips for buying a house

1. Don’t buy if you can’t stay put.

If you can’t commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner – even in a rising market. When prices are falling, it’s an even worse proposition.

2. Start by shoring up your credit.

Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover.

(Sandy’s tip: Be sure to check if house is in a flood zone, as this could cost you more in home insurance.)


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